The past week been a very busy week for us in the office. A sudden influx of cases and we have to work a bit late every other day. So… like usual, everyone have their own way to wind up a bit…. and here’s a nice sight….. this fella sitting behind me looking at the picture of his daughter. Hmmm. Sure, of course it is THE ultimate stress reliever. Wonder how it feels… maybe I should ask this guy.
Commercial Insurance market comprises of buyers (the commercial client), sellers (the commercial insurers) and the brokers. The insurance needs of a commercial client irrespect of their type of business, will comprise of asset protection, revenue protection and liability protection. These insurance covers are often provided through commercial combined policies.
Asset protection policies such as fire, theft, engineering, motor etc provide cover for loss of and or damage to properties. In revenue protection, it’s aim is to indemnify the business back to the financial status as if the loss did not occur. Insurers will cover the consequential loss or business interruption due to a loss or damage to properties arising out of an insured peril. An asset protection policy must be in place for this to be covered. For a liability protection, employer’s liability (EL) insurance is compulsory for all businesses carried out in the UK. It protects the employers for bodily injury, illness, disease and death caused to the employees in the course of their work for the employer. The business will also need a public liability cover to protect them in respect of legal liabilities to third parties for both bodily injury and for any loss of or damage to material property that the business may be held responsible for. Some professions such architect, lawyers, doctors and insurance brokers may need a professional indemnity cover to protect their legal liabilities to third parties arising from their negligence. It covers loss arising from a breach of professional duty by reason of any negligent act, negligent error or negligent omission.
Although it was rude and disrespect of us to that guy, everyone had no choice but to laugh their lungs out. Was in class and this guy sitting next to me addressed the lecturer/tutor with the word that so many years I have not heard people calling…. yes.. “teacher”. Man…. he raised his hand and called “teacher”. Its like we’re still in school and I’m kinda happy to hear that word again.
Even the lecturer herself was surprised and asked him not to call her teacher. Just call her name. I don’t know why, but I’m in opinion that guy did the right thing but it was not accepted by the lecturer herself and the rest of the class. Sometime I also wonder why they don’t like students calling them teacher? Aren’t they teaching?
You just miss your teachers.. don’t you?
“Teacher, can you tell us why you don’t like us to call you teacher?”
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